Cape Coral CDBG Owner-Occupied Rehabilitation

City of Cape Coral Community Development

Available Home Repair

About This Program

Cape Coral CDBG Owner-Occupied Rehabilitation is available to homeowners in Cape Coral, FL.

CDBG-funded rehabilitation program for low-income owner-occupants in Cape Coral. Provides forgivable loans for major home repairs to bring homes up to code. Loan forgiven after affordability period.

Forgivable loan based on scope of needed repairs

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Cape Coral, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Cape Coral city limits
  • Covers code compliance and health/safety repairs
  • Forgiven after 5-15 year affordability period

How to Apply

Get free help applying Visit Official Program Page Track this program

(239) 574-0557

A grant-savvy contractor in Cape Coral, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cape Coral early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications reviewed on first-come, first-served basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Cape Coral CDBG Owner-Occupied Rehabilitation provide in Cape Coral, FL?

Up to $50,000 forgivable loan.

Who qualifies for Cape Coral CDBG Owner-Occupied Rehabilitation in Cape Coral?

Cape Coral CDBG Owner-Occupied Rehabilitation is open to homeowners in Cape Coral, FL. It prioritizes low-income households.

How do I apply for Cape Coral CDBG Owner-Occupied Rehabilitation in Cape Coral, FL?

Apply directly with City of Cape Coral Community Development using the official program link on this page or call (239) 574-0557. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Cape Coral, FL contractors

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