Texas Home Rehabilitation Deferred Loan Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Texas Home Rehabilitation Deferred Loan Program is available to homeowners in Cedar Hill, TX.

Deferred payment loan for critical home repairs including roofing, foundation, plumbing, electrical, and HVAC systems. No monthly payments required; loan is due when property is sold, refinanced, or no longer owner-occupied.

Deferred loan amount based on repair needs, no monthly payment

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Cedar Hill, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan for major home repairs
  • Income at or below 80% AMI required
  • No monthly payments required
  • Due when property sold or refinanced
  • Must be owner-occupied primary residence

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 475-3800

A grant-savvy contractor in Cedar Hill, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cedar Hill early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact local administrator for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas Home Rehabilitation Deferred Loan Program provide in Cedar Hill, TX?

Deferred loan up to $25,000.

Who qualifies for Texas Home Rehabilitation Deferred Loan Program in Cedar Hill?

Texas Home Rehabilitation Deferred Loan Program is open to homeowners in Cedar Hill, TX. It prioritizes low-income households.

How do I apply for Texas Home Rehabilitation Deferred Loan Program in Cedar Hill, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Cedar Hill, TX contractors

Find More Programs in Cedar Hill, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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