Cedar Rapids HOME Investment Partnerships

City of Cedar Rapids Community Development (HOME)

Available Home Repair

About This Program

Cedar Rapids HOME Investment Partnerships is available to homeowners in Cedar Rapids, IA.

Federal HOME funds for major rehabilitation of owner-occupied homes in Cedar Rapids. Forgivable loan for income-eligible households requiring substantial repairs to meet code and improve livability.

Forgivable loan amount based on scope of needed rehabilitation work

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Cedar Rapids, IA, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $35,000 for major rehab
  • Income at or below 80% AMI required
  • Must be owner-occupied in Cedar Rapids
  • Covers comprehensive home improvements
  • Forgiven over compliance period

How to Apply

A grant-savvy contractor in Cedar Rapids, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cedar Rapids early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Cedar Rapids HOME Investment Partnerships provide in Cedar Rapids, IA?

Up to $35,000 forgivable loan.

Who qualifies for Cedar Rapids HOME Investment Partnerships in Cedar Rapids?

Cedar Rapids HOME Investment Partnerships is open to homeowners in Cedar Rapids, IA. It prioritizes low-income households.

How do I apply for Cedar Rapids HOME Investment Partnerships in Cedar Rapids, IA?

Apply directly with City of Cedar Rapids Community Development (HOME) using the official program link on this page or call (319) 286-5041. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cedar Rapids, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs