Stanislaus County HOME Investment Partnerships (HOME)

Stanislaus County / HUD HOME Program

Available Home Repair

About This Program

Stanislaus County HOME Investment Partnerships (HOME) is available to homeowners in Ceres, CA.

Federal HOME funds administered by Stanislaus County for owner-occupied rehabilitation in unincorporated areas and participating cities. Forgivable loan for major repairs and code compliance improvements. Loan forgiven after affordability period of 5-15 years depending on amount.

Forgivable loan, no repayment if you stay in the home through affordability period

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Ceres, CA, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $35,000 for major rehabilitation
  • Income at or below 80% AMI required
  • Owner-occupied in Stanislaus County
  • Loan forgiven after 5-15 year affordability period
  • Covers structural, systems, code compliance

How to Apply

Get free help applying Visit Official Program Page Track this program

(209) 525-6331

A grant-savvy contractor in Ceres, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ceres early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Stanislaus County HOME Investment Partnerships (HOME) provide in Ceres, CA?

Up to $35,000 forgivable loan.

Who qualifies for Stanislaus County HOME Investment Partnerships (HOME) in Ceres?

Stanislaus County HOME Investment Partnerships (HOME) is open to homeowners in Ceres, CA. It prioritizes low-income households.

How do I apply for Stanislaus County HOME Investment Partnerships (HOME) in Ceres, CA?

Apply directly with Stanislaus County / HUD HOME Program using the official program link on this page or call (209) 525-6331. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Ceres, CA contractors

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