Illinois Homeowner Assistance Fund

Illinois Housing Development Authority

Available Home Repair

About This Program

Illinois Homeowner Assistance Fund is available to homeowners in Champaign, IL.

Provides assistance to homeowners who have experienced financial hardship due to COVID-19 pandemic. Can help with mortgage reinstatement, property taxes, homeowners insurance, and other housing costs. Available to homeowners at or below 150% area median income.

Assistance amount varies based on need and arrearages

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Champaign, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 for COVID-19-related hardship
  • Helps with mortgage, property taxes, insurance
  • Income at or below 150% AMI required
  • Must demonstrate pandemic-related financial hardship
  • No repayment required

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 454-3571

A grant-savvy contractor in Champaign, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Champaign early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted while funds last

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Illinois Homeowner Assistance Fund provide in Champaign, IL?

Up to $30,000 assistance.

Who qualifies for Illinois Homeowner Assistance Fund in Champaign?

Illinois Homeowner Assistance Fund is open to homeowners in Champaign, IL.

How do I apply for Illinois Homeowner Assistance Fund in Champaign, IL?

Apply directly with Illinois Housing Development Authority using the official program link on this page or call (866) 454-3571. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Champaign, IL contractors

Find More Programs in Champaign, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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