FEMA Individuals and Households Program (IHP)

FEMA / SC Emergency Management Division

Available Disaster Relief

About This Program

FEMA Individuals and Households Program (IHP) is available to homeowners and renters in Charleston, SC.

FEMA's Individuals and Households Program provides grants to homeowners and renters in presidentially declared disaster areas to repair or replace disaster-damaged primary residences. Housing assistance covers structural repairs, utility systems, and critical safety hazards. Grants do not need to be repaid and are available to all income levels, though amounts may be means-tested.

Only available after a federal disaster declaration. FY2025 max: $43,900 for housing assistance. Apply at disasterassistance.gov within 60 days.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Charleston, SC, you can stack it with local programs like these:

Key Details

  • Available only after a presidential disaster declaration
  • Up to $43,900 for housing repair (FY2025 cap), no repayment
  • Covers structural damage, essential utilities, safety hazards
  • Apply at disasterassistance.gov within 60 days of declaration
  • FEMA helpline: 1-800-621-3362 (available 24/7 after declaration)

How to Apply

Get free help applying Visit Official Program Page Track this program

1-800-621-3362

A grant-savvy contractor in Charleston, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Charleston early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply within 60 days of presidential disaster declaration

Questions about this program?

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Frequently asked questions

How much can FEMA Individuals and Households Program (IHP) provide in Charleston, SC?

Up to $43,900 (FY2025 cap) for housing repair.

Who qualifies for FEMA Individuals and Households Program (IHP) in Charleston?

FEMA Individuals and Households Program (IHP) is open to homeowners and renters in Charleston, SC. It has no income limit.

How do I apply for FEMA Individuals and Households Program (IHP) in Charleston, SC?

Apply directly with FEMA / SC Emergency Management Division using the official program link on this page or call 1-800-621-3362. There is no middleman and no fee.

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