SC Housing Critical Home Repair Program

South Carolina State Housing Finance and Development Authority

Available Home Repair

About This Program

SC Housing Critical Home Repair Program is available to homeowners in Charleston, SC.

SC Housing administers the Critical Home Repair Program through the SC Housing Trust Fund, providing $5,000-$30,000 to low- and very-low-income homeowners for essential repairs that address life, health, and safety issues. Eligible repairs include roofs, water heaters, HVAC systems, and accessibility modifications such as wheelchair ramps. The minimum assistance amount is $5,000.

Grants range $5,000-$30,000 based on repair need and income. No repayment required. Estimate reflects median expected award.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Charleston, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Grant range: $5,000-$30,000; no repayment required
  • Covers roofs, HVAC, water heaters, wheelchair ramps
  • Targets very-low-income households at 50% AMI or below
  • Elderly and disabled homeowners are priority populations
  • Statewide, administered by SC Housing Trust Fund

How to Apply

Get free help applying Visit Official Program Page Track this program

803-896-9362

A grant-savvy contractor in Charleston, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Charleston early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can SC Housing Critical Home Repair Program provide in Charleston, SC?

Up to $30,000 grant.

Who qualifies for SC Housing Critical Home Repair Program in Charleston?

SC Housing Critical Home Repair Program is open to homeowners in Charleston, SC. It serves seniors.

How do I apply for SC Housing Critical Home Repair Program in Charleston, SC?

Apply directly with South Carolina State Housing Finance and Development Authority using the official program link on this page or call 803-896-9362. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Charleston, SC contractors

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