HUD HOME Investment Partnerships Program, Charlotte

HUD / City of Charlotte Housing & Neighborhood Services

Available Home Repair

About This Program

HUD HOME Investment Partnerships Program, Charlotte is available to homeowners in Charlotte, NC.

HUD's HOME Investment Partnerships Program provides federal formula grants to Charlotte to fund affordable housing rehabilitation, new construction, and homebuyer assistance for households at or below 80% AMI. Charlotte is a HOME participating jurisdiction and blends HOME funds with CDBG to support programs like HouseCharlotte and owner-occupied rehab. Individual homeowners access HOME through city-funded partners.

Estimated HOME contribution to a typical owner-occupied rehab project.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

Key Details

  • Charlotte is a HOME entitlement jurisdiction receiving direct federal allocation
  • Income limit: 80% AMI for most HOME-assisted activities
  • Funds are blended with CDBG to support owner rehab and HouseCharlotte programs
  • Contact Charlotte Housing & Neighborhood Services: 704-336-2754
  • Accessible to homeowners through city-funded nonprofit partners

How to Apply

A grant-savvy contractor in Charlotte, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Charlotte early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Administered through city-funded nonprofits, inquire with Charlotte HNS

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for HUD HOME Investment Partnerships Program, Charlotte in Charlotte?

HUD HOME Investment Partnerships Program, Charlotte is open to homeowners in Charlotte, NC. It prioritizes low-income households.

How do I apply for HUD HOME Investment Partnerships Program, Charlotte in Charlotte, NC?

Apply directly with HUD / City of Charlotte Housing & Neighborhood Services using the official program link on this page or call 704-336-2754. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Charlotte, NC

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