NC/Mecklenburg Elderly or Disabled Homestead Exclusion

Mecklenburg County Assessor's Office, NC General Statutes §105-277.1

Available Home Repair

About This Program

NC/Mecklenburg Elderly or Disabled Homestead Exclusion is available to homeowners in Charlotte, NC.

North Carolina permanently reduces property taxes for homeowners age 65+ or totally and permanently disabled with income at or below $38,800 (2025 threshold). The exclusion removes the greater of $25,000 or 50% of the home's appraised value from the taxable base. Apply annually with the Mecklenburg County Assessor's Office by June 1.

Estimated annual tax savings based on median Charlotte home value and Mecklenburg rate.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Charlotte, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Must be 65+ or totally and permanently disabled
  • Income limit: $38,800/year (2025 income threshold, verified annually)
  • Excludes greater of $25,000 or 50% of home's appraised value
  • Apply by June 1 to the Mecklenburg County Assessor
  • Must be permanent residence owned and occupied in NC

How to Apply

Get free help applying Visit Official Program Page Track this program

980-314-4226

A grant-savvy contractor in Charlotte, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Charlotte early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply by June 1 annually

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NC/Mecklenburg Elderly or Disabled Homestead Exclusion provide in Charlotte, NC?

Excludes greater of $25,000 or 50% of assessed value from property taxes.

Who qualifies for NC/Mecklenburg Elderly or Disabled Homestead Exclusion in Charlotte?

NC/Mecklenburg Elderly or Disabled Homestead Exclusion is open to homeowners in Charlotte, NC. It prioritizes low-income households. It serves seniors.

How do I apply for NC/Mecklenburg Elderly or Disabled Homestead Exclusion in Charlotte, NC?

Apply directly with Mecklenburg County Assessor's Office, NC General Statutes §105-277.1 using the official program link on this page or call 980-314-4226. There is no middleman and no fee. Deadline: Apply by June 1 annually.

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