Habitat Chattanooga Critical Home Repair Program
Habitat for Humanity of Greater Chattanooga Area
About This Program
Habitat Chattanooga's Critical Home Repair Program serves owner-occupants age 60 or older within Chattanooga city limits whose household income is at or below 50% of area median income and whose home needs critical repairs. The program uses application cycles and lottery selection; its pre-qualifying questionnaire is currently closed.
The official program page publishes no project maximum or homeowner payment terms
The cited general URL responded on 2026-08-16; it does not confirm this program or amount.
Record set last reviewed 2026-05-25. How we verify our data.
Other published resources for Chattanooga, TN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Home must be the applicant's owner-occupied primary residence within Chattanooga city limits
- Applicant must be age 60 or older
- Household income must be within 0–50% of area median income
- Program addresses critical repairs; cosmetic work and foundation repairs are excluded
- Pre-qualifying intake is currently closed and operates in lottery cycles
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Chattanooga.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: The pre-qualifying questionnaire is currently closed; join Habitat's notice list for the next lottery cycle
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Find More Programs in Chattanooga, TN
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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