Maryland Accessibility Modification Loan Program

Maryland Department of Housing and Community Development

Available Senior & Disability

About This Program

Maryland Accessibility Modification Loan Program is available to homeowners in Chesapeake Beach, MD.

Low-interest loan program to help Maryland homeowners make accessibility modifications to their homes for household members with disabilities. Covers ramps, lifts, accessible bathrooms, widened doorways, and other modifications that improve accessibility.

Low-interest loan at 3% APR; typical modification project amount

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Chesapeake Beach, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $20,000 at 3% interest
  • For accessibility modifications
  • Available to homeowners statewide
  • Income at or below 115% area median
  • 15-year repayment term

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 756-0119

A grant-savvy contractor in Chesapeake Beach, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Chesapeake Beach early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Maryland Accessibility Modification Loan Program provide in Chesapeake Beach, MD?

Loan up to $20,000.

Who qualifies for Maryland Accessibility Modification Loan Program in Chesapeake Beach?

Maryland Accessibility Modification Loan Program is open to homeowners in Chesapeake Beach, MD. It serves seniors.

How do I apply for Maryland Accessibility Modification Loan Program in Chesapeake Beach, MD?

Apply directly with Maryland Department of Housing and Community Development using the official program link on this page or call (800) 756-0119. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Chesapeake Beach, MD contractors

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