Homeowner Assistance Fund Home Repair (HAFHR)

Chicagoland Habitat for Humanity / IHDA

Available Home Repair

About This Program

Homeowner Assistance Fund Home Repair (HAFHR) is available to homeowners in Chicago, IL.

In partnership with IHDA, Chicagoland Habitat for Humanity provides forgivable loans for essential health and safety home repairs delayed due to COVID-19 impacts. Assistance is forgiven monthly over a three-year term. Priority given to households at or below 80% AMI.

Forgivable over 3 years (1/36th per month); must certify COVID-19 financial hardship

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Chicago, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $60,000 in forgivable home repair loans
  • Forgiven monthly over 3 years
  • Must demonstrate COVID-19 financial hardship
  • Priority for households at 80% AMI or below
  • Available through September 2026

How to Apply

Get free help applying Visit Official Program Page Track this program

800-426-4791

A grant-savvy contractor in Chicago, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Chicago early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Through September 30, 2026 or until funds exhausted

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Homeowner Assistance Fund Home Repair (HAFHR) provide in Chicago, IL?

Up to $60,000.

Who qualifies for Homeowner Assistance Fund Home Repair (HAFHR) in Chicago?

Homeowner Assistance Fund Home Repair (HAFHR) is open to homeowners in Chicago, IL.

How do I apply for Homeowner Assistance Fund Home Repair (HAFHR) in Chicago, IL?

Apply directly with Chicagoland Habitat for Humanity / IHDA using the official program link on this page or call 800-426-4791. There is no middleman and no fee. Deadline: Through September 30, 2026 or until funds exhausted.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Chicago, IL contractors

Find More Programs in Chicago, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs