Illinois Housing Development Authority (IHDA) / Affordable Housing Trust Fund
IHDA Home Repair and Accessibility Program (HRAP) is available to homeowners in Chicago, IL.
IHDA allocated $16 million through its Affordable Housing Trust Fund to local governments and nonprofits, who then issue grants to low- and extremely low-income Illinois homeowners for health and safety repairs, accessibility modifications, and energy efficiency upgrades. Homeowners do not apply directly to IHDA, they contact a local administering agency. The 2025 round was funded in February 2025 for a two-year program period.
Typical grant depends on scope of work identified by administering agency; no set household cap published.
Verified against Illinois Housing Development Authority (IHDA) / Affordable Housing Trust Fund's official page on 2026-06-17.
Data last verified 2026-04-03. How we verify our data.
In Chicago, IL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Chicago, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Chicago early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: August 2025, July 2027 grant period; apply through local IHDA-certified nonprofit
Ask us. It is free, and a real person answers within a business day.
Email us about this programIHDA Home Repair and Accessibility Program (HRAP) is open to homeowners in Chicago, IL. It serves seniors.
Apply directly with Illinois Housing Development Authority (IHDA) / Affordable Housing Trust Fund using the official program link on this page or call 312-836-5200. There is no middleman and no fee. Deadline: August 2025, July 2027 grant period; apply through local IHDA-certified nonprofit.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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