General Homestead Exemption

Cook County Assessor / Illinois Department of Revenue

Available Home Repair

About This Program

General Homestead Exemption is available to homeowners in Chicago, IL.

The General Homestead Exemption reduces the equalized assessed value (EAV) of a primary residence by up to $10,000 in Cook County. This exemption is available to all homeowners who own and occupy their property as their principal residence. It provides significant annual property tax savings.

Reduces EAV, not the tax bill directly; actual savings depend on local tax rate

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Chicago, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 reduction in assessed value
  • Available to all owner-occupied homeowners
  • Cook County has the highest exemption in Illinois
  • Must be primary residence
  • File annually with Cook County Assessor

How to Apply

Get free help applying Visit Official Program Page Track this program

800-426-4791

A grant-savvy contractor in Chicago, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Chicago early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Annual; file with Cook County Assessor

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can General Homestead Exemption provide in Chicago, IL?

Up to $10,000 EAV reduction.

Who qualifies for General Homestead Exemption in Chicago?

General Homestead Exemption is open to homeowners in Chicago, IL. It has no income limit.

How do I apply for General Homestead Exemption in Chicago, IL?

Apply directly with Cook County Assessor / Illinois Department of Revenue using the official program link on this page or call 800-426-4791. There is no middleman and no fee.

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Find More Programs in Chicago, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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