Senior Citizens Homestead Exemption

Cook County Assessor / Illinois Department of Revenue

Available Home Repair

About This Program

Senior Citizens Homestead Exemption is available to homeowners in Chicago, IL.

Provides a $5,000 reduction in equalized assessed value ($8,000 in Cook County) for homeowners age 65 and older who own and occupy their primary residence. No income requirement. This exemption is in addition to the General Homestead Exemption.

$8,000 EAV reduction in Cook County; $5,000 elsewhere in Illinois

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Chicago, IL, you can combine this program with other local help to cut your cost:

Key Details

  • $8,000 EAV reduction in Cook County
  • Available to homeowners age 65+
  • No income requirement
  • Stacks with General Homestead Exemption
  • File with County Assessor's office

How to Apply

Get free help applying Visit Official Program Page Track this program

800-426-4791

A grant-savvy contractor in Chicago, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Chicago early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Annual; file with County Assessor

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Senior Citizens Homestead Exemption provide in Chicago, IL?

$8,000 EAV reduction.

Who qualifies for Senior Citizens Homestead Exemption in Chicago?

Senior Citizens Homestead Exemption is open to homeowners in Chicago, IL. It has no income limit. It serves seniors.

How do I apply for Senior Citizens Homestead Exemption in Chicago, IL?

Apply directly with Cook County Assessor / Illinois Department of Revenue using the official program link on this page or call 800-426-4791. There is no middleman and no fee.

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Find More Programs in Chicago, IL

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