Massachusetts HOME Program Rehabilitation

MA Department of Housing and Community Development

Waitlist Home Repair

About This Program

Massachusetts HOME Program Rehabilitation is available to homeowners in Chicopee, MA.

Federal HOME funds administered locally for major rehabilitation of owner-occupied homes. Zero-interest deferred loans forgiven after compliance period. Covers structural, electrical, plumbing, lead, accessibility, and energy efficiency improvements.

Deferred loan forgiven after compliance period; amount based on rehab needs

Data last verified 2026-06-09. How we verify our data.

In Chicopee, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loans up to $50,000 for major rehab
  • Zero interest, forgiven after compliance period
  • Income at or below 80% area median income
  • Covers structural, lead, accessibility, energy
  • Currently waitlisted, contact for availability

How to Apply

Get free help applying Visit Official Program Page Track this program

(617) 573-1100

A grant-savvy contractor in Chicopee, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Chicopee early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact local administrator for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Massachusetts HOME Program Rehabilitation provide in Chicopee, MA?

Up to $50,000 deferred loan.

Who qualifies for Massachusetts HOME Program Rehabilitation in Chicopee?

Massachusetts HOME Program Rehabilitation is open to homeowners in Chicopee, MA. It prioritizes low-income households.

How do I apply for Massachusetts HOME Program Rehabilitation in Chicopee, MA?

Apply directly with MA Department of Housing and Community Development using the official program link on this page or call (617) 573-1100. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Chicopee, MA contractors

Find More Programs in Chicopee, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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