CalHFA Seismic Retrofit Loan Program

California Housing Finance Agency

Closed Disaster Relief

About This Program

Low-interest loan program to help California homeowners retrofit older homes to withstand earthquakes. Covers foundation bolting, cripple wall bracing, and other seismic upgrades to reduce earthquake damage risk.

Low-interest loan for seismic retrofits, repaid over 15 years

Data last verified 2026-05-25. How we verify our data.

In Chula Vista, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans for earthquake retrofits
  • Covers foundation bolting, cripple wall bracing
  • All homeowners eligible regardless of income
  • Currently unfunded, check for updates
  • Reduces earthquake damage risk

How to Apply

A grant-savvy contractor in Chula Vista, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Chula Vista early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program currently unfunded; check back

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Chula Vista, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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