Revive + Thrive Home Repair Loan (City of Cincinnati)

City of Cincinnati / LISC Greater Cincinnati

Available Home Repair

About This Program

Revive + Thrive Home Repair Loan (City of Cincinnati) is available to homeowners in Cincinnati, OH.

City of Cincinnati version of Revive + Thrive. $1M investment from the City, $1M from Greater Cincinnati Foundation, $1M leveraged through LISC. Same 2% rate, $5K-$25K. WIN handles applications; Habitat manages construction.

City of Cincinnati homeowner, up to 80% AMI

Verified against City of Cincinnati / LISC Greater Cincinnati's official page on 2026-06-17.

Data last verified 2026-04-01. How we verify our data.

In Cincinnati, OH, you can combine this program with other local help to cut your cost:

Key Details

  • 2% interest rate, up to 10 years to repay
  • Application assistance from Working in Neighborhoods (WIN)
  • Construction managed by Habitat for Humanity Greater Cincinnati
  • Credit counseling available if you don't initially qualify

How to Apply

Get free help applying Visit Official Program Page Track this program

211

A grant-savvy contractor in Cincinnati, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cincinnati early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, call 211 to start

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Revive + Thrive Home Repair Loan (City of Cincinnati) provide in Cincinnati, OH?

$5,000, $25,000.

Who qualifies for Revive + Thrive Home Repair Loan (City of Cincinnati) in Cincinnati?

Revive + Thrive Home Repair Loan (City of Cincinnati) is open to homeowners in Cincinnati, OH. It prioritizes low-income households.

How do I apply for Revive + Thrive Home Repair Loan (City of Cincinnati) in Cincinnati, OH?

Apply directly with City of Cincinnati / LISC Greater Cincinnati using the official program link on this page or call 211. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Cincinnati, OH contractors

Find More Programs in Cincinnati, OH

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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