Lake County SHIP - Emergency Repair

Lake County Housing Finance Authority

Available Emergency Repair

About This Program

Lake County SHIP - Emergency Repair is available to homeowners in Clermont, FL.

State Housing Initiatives Partnership (SHIP) program provides emergency repair grants for very-low-income homeowners in Lake County. Addresses critical health and safety issues in owner-occupied homes.

Grant covers 100% of eligible emergency repairs up to program maximum

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Clermont, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $10,000 for emergency repairs
  • Must be owner-occupied in Lake County
  • Income at or below 50% AMI required
  • Covers critical health and safety issues
  • No repayment required

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 253-7600

A grant-savvy contractor in Clermont, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Clermont early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to annual funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Lake County SHIP - Emergency Repair provide in Clermont, FL?

Up to $10,000 grant.

Who qualifies for Lake County SHIP - Emergency Repair in Clermont?

Lake County SHIP - Emergency Repair is open to homeowners in Clermont, FL. It prioritizes low-income households.

How do I apply for Lake County SHIP - Emergency Repair in Clermont, FL?

Apply directly with Lake County Housing Finance Authority using the official program link on this page or call (352) 253-7600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Clermont, FL contractors

Find More Programs in Clermont, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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