Tennessee Hardest Hit Fund

Tennessee Housing Development Agency

Closed Emergency Repair

About This Program

Federal assistance program to help Tennessee homeowners avoid foreclosure due to unemployment or underemployment. Provided mortgage payment assistance and principal reduction. Program closed to new applicants as of 2021 but homeowners with active assistance should continue to check status.

Program closed; provided temporary mortgage payment assistance

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Cleveland, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Program currently closed to new applicants
  • Previously assisted with mortgage payments
  • Helped homeowners facing unemployment
  • Up to $30,000 in assistance was available
  • Contact THDA for existing participant inquiries

How to Apply

A grant-savvy contractor in Cleveland, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cleveland early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program funding exhausted

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cleveland, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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