Iowa Housing Finance Authority Rehabilitation Program

Iowa Finance Authority

Available Home Repair

About This Program

Iowa Housing Finance Authority Rehabilitation Program is available to homeowners in Clive, IA.

State-funded home rehabilitation program providing forgivable loans for major repairs to owner-occupied homes. Loan is forgiven after 5 years of continued occupancy. Administered through local community action agencies and municipalities.

Forgivable loan for major home repairs; forgiven after 5 years of occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Clive, IA, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% area median income
  • Must be owner-occupied in Iowa
  • Forgiven after 5 years of continued residency
  • Covers structural, mechanical, and system repairs

How to Apply

A grant-savvy contractor in Clive, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Clive early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Iowa Housing Finance Authority Rehabilitation Program provide in Clive, IA?

Forgivable loan up to $27,500.

Who qualifies for Iowa Housing Finance Authority Rehabilitation Program in Clive?

Iowa Housing Finance Authority Rehabilitation Program is open to homeowners in Clive, IA. It prioritizes low-income households.

How do I apply for Iowa Housing Finance Authority Rehabilitation Program in Clive, IA?

Apply directly with Iowa Finance Authority using the official program link on this page or call (515) 725-4900. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Clive, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs