My Safe Florida Home Program

Florida Department of Financial Services

Available Disaster Relief

About This Program

My Safe Florida Home Program is available to homeowners in Cocoa Beach, FL.

State program providing free wind mitigation inspections and grants up to $10,000 for hurricane retrofitting improvements. Helps homeowners strengthen their homes against hurricanes and potentially lower insurance premiums.

Grant amount based on recommended improvements from free inspection

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Cocoa Beach, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Free wind mitigation inspection
  • Grants up to $10,000 for hardening
  • Covers roof, windows, doors, garage door
  • May lower homeowners insurance premiums
  • Must be owner-occupied, built before 2009

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 513-6734

A grant-savvy contractor in Cocoa Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cocoa Beach early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Florida's My Safe Florida Home program gives homeowners a free wind mitigation inspection and then a matching grant to harden a single-family home against hurricanes. The grant matches 2 dollars for every 1 dollar you spend, up to 10,000 dollars, for improvements like roof upgrades, impact-resistant windows and doors, and reinforced openings. The Florida Department of Financial Services runs it through an online participant portal.

Steps to apply

  1. Create an account in the My Safe Florida Home participant portal and apply for a free wind mitigation inspection.
  2. Have the free state inspection done; it identifies the improvements that would reduce wind damage.
  3. Apply for the matching grant through the portal once you have your inspection report.
  4. Have a qualified contractor do the approved work, then submit documentation to receive the matching funds.
Get the official form

Documents you will likely need

  • Proof of a homestead exemption on the property.
  • Proof the home is insured for less than 500,000 dollars.
  • Documentation that the home is in the wind-borne debris region and was permitted before January 1, 2008.
  • Your wind mitigation inspection report and contractor documentation for the work.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications open periodically, check website

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for My Safe Florida Home Program in Cocoa Beach?

My Safe Florida Home Program is open to homeowners in Cocoa Beach, FL. It has no income limit.

How do I apply for My Safe Florida Home Program in Cocoa Beach, FL?

Apply directly with Florida Department of Financial Services using the official program link on this page or call (866) 513-6734. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Cocoa Beach, FL contractors

Find More Programs in Cocoa Beach, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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