California Mortgage Relief Program

California Housing Finance Agency

Available Home Repair

About This Program

California Mortgage Relief Program is available to homeowners in Colton, CA.

Provides assistance to homeowners experiencing financial hardship due to COVID-19 or other qualified reasons. Can cover past-due mortgage payments, property taxes, insurance, HOA dues. Funds do not need to be repaid.

Grant amount based on actual arrears and documented need

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Colton, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $80,000 for past-due mortgage payments
  • Can also cover property taxes, insurance, HOA
  • No repayment required
  • Must demonstrate COVID-19 related hardship
  • Income at or below 150% AMI

How to Apply

A grant-savvy contractor in Colton, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Colton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

The California Mortgage Relief Program was a one-time federal Homeowner Assistance Fund grant run by the California Housing Finance Agency that covered past-due mortgage and property tax payments for homeowners hit by pandemic hardship. The program has ended and is no longer accepting applications or offering grants, so there is no current homeowner application form.

Steps to apply

  1. The program is closed. You can confirm this on the official site camortgagerelief.org, which states it is no longer accepting applications and no longer offering grants.
  2. If you are behind on your mortgage now, contact a free HUD-certified housing counselor through the Consumer Financial Protection Bureau at consumerfinance.gov/find-a-housing-counselor or call 1-855-411-2372.
  3. If your California home was destroyed or made uninhabitable by a qualified disaster, check the separate CalAssist Mortgage Fund, which is currently open. Apply online at calassistmortgagefund.org or see calhfa.ca.gov/CalAssist.
  4. Contact your loan servicer directly to ask about forbearance, a repayment plan, or a loan modification.

Documents you will likely need

  • Not applicable. This program is closed and no longer accepts applications.
  • If working with a HUD housing counselor: a recent mortgage statement
  • Recent income documentation such as pay stubs or tax returns
  • Recent bank statements

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can California Mortgage Relief Program provide in Colton, CA?

Up to $80,000 assistance.

Who qualifies for California Mortgage Relief Program in Colton?

California Mortgage Relief Program is open to homeowners in Colton, CA.

How do I apply for California Mortgage Relief Program in Colton, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (888) 840-2594. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Colton, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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