Suffolk County HOME Program

Suffolk County (HUD HOME Investment Partnerships)

Available Home Repair

About This Program

Suffolk County HOME Program is available to homeowners in Commack, NY.

Federally funded HOME Investment Partnerships Program administered by Suffolk County to rehabilitate owner-occupied housing for low-income households. Forgivable loan for major repairs and improvements, forgiven after 5-10 years depending on amount.

Forgivable loan up to $40,000, forgiven after compliance period based on loan amount

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Commack, NY, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $40,000
  • Income at or below 80% AMI
  • Must be owner-occupied in Suffolk County
  • Forgiven after 5-10 years based on amount
  • Covers major rehabilitation and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(631) 853-4800

A grant-savvy contractor in Commack, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Commack early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to allocation

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Suffolk County HOME Program provide in Commack, NY?

Up to $40,000 forgivable loan.

Who qualifies for Suffolk County HOME Program in Commack?

Suffolk County HOME Program is open to homeowners in Commack, NY. It prioritizes low-income households.

How do I apply for Suffolk County HOME Program in Commack, NY?

Apply directly with Suffolk County (HUD HOME Investment Partnerships) using the official program link on this page or call (631) 853-4800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Commack, NY contractors

Find More Programs in Commack, NY

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