Texas State of Texas Emergency Repair Program (STEP)

Texas Department of Housing and Community Affairs

Available Emergency Repair

About This Program

Texas State of Texas Emergency Repair Program (STEP) is available to homeowners in Commerce, TX.

Provides emergency home repairs for health and safety hazards to low-income homeowners. Administered through local Community Action Agencies. Covers repairs that pose immediate threats such as roof leaks, electrical hazards, or unsafe plumbing.

Grant covers emergency repairs that pose health or safety hazards

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Commerce, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 for emergency repairs
  • Income at or below 80% AMI
  • Owner-occupied homes only
  • Covers health and safety hazards
  • Contact local Community Action Agency

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 475-3800

A grant-savvy contractor in Commerce, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Commerce early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted through local agencies

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas State of Texas Emergency Repair Program (STEP) provide in Commerce, TX?

Up to $10,000 grant.

Who qualifies for Texas State of Texas Emergency Repair Program (STEP) in Commerce?

Texas State of Texas Emergency Repair Program (STEP) is open to homeowners in Commerce, TX. It prioritizes low-income households.

How do I apply for Texas State of Texas Emergency Repair Program (STEP) in Commerce, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Commerce, TX contractors

Find More Programs in Commerce, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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