Find grants, rebates, forgivable loans, and free programs for Concord, CA, filtered to your situation.
As of June 2026, 34 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Concord, CA, with individual awards up to $138,000. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing forgivable loans for major home repairs to owner-occupied single-family homes in Concord f...
Provides emergency home repair grants for owner-occupied households in Concord with income at or below 50% AMI. Addresse...
Provides accessibility modifications for Concord homeowners with disabilities and household income at or below 80% AMI. ...
Low-interest loan program for repair or replacement of private sewer laterals in Concord. Available to all homeowners; i...
Grant program for seniors age 62+ in Concord with income at or below 80% AMI. Provides home repairs and minor modificati...
Federally-funded weatherization program delivered by Contra Costa County. Provides free energy-efficiency improvements i...
Low-interest home improvement loan through CalHFA for California homeowners with income at or below moderate limits. Fun...
PG&E rebate for qualifying electric heat pump installations in single-family homes and multifamily units. Rebate amount ...
Rebates for high-efficiency central air conditioners, furnaces, and duct sealing in PG&E service territory. Must meet EN...
Rebate for installing ENERGY STAR certified tankless or high-efficiency storage water heaters (gas or electric). Higher ...
Rebate for adding insulation to attics, walls, and floors. Must be installed by a participating PG&E contractor and meet...
No-cost energy-efficiency upgrades for income-qualified PG&E customers (at or below 200% federal poverty level). Include...
California property tax exclusion for residential solar energy systems. The added home value from solar installation is ...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including solar panels and ...
Solar incentive program for single-family homeowners in disadvantaged communities with income at or below 80% AMI. Provi...
HUD and state-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children...
USDA program providing loans up to $40,000 and grants up to $10,000 (for seniors 62+) to very low-income homeowners in e...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers w...
Grant for veterans with certain service-connected disabilities to adapt an existing home. Covers entrance ramps, widenin...
Federal HOME Investment Partnerships Program funds administered by Contra Costa County for major home repairs. Deferred ...
Grant program to help California homeowners retrofit older wood-frame houses to better withstand earthquake damage. Cove...
Whole-home energy upgrade incentives for PG&E customers who complete a comprehensive package of improvements. Rebates ba...
State program providing incentives for home improvements that increase resilience to climate impacts including extreme h...
Rebates for water-efficient upgrades including high-efficiency toilets, smart irrigation controllers, rain barrels, and ...
Property tax reduction for owners of qualified historic properties who commit to preserve and maintain their home's hist...
Property Assessed Clean Energy (PACE) financing for energy and water efficiency, renewable energy, and resiliency improv...
Down payment assistance and affordable first mortgages for first-time homebuyers in California. Multiple programs availa...
Federal income tax credit equal to 20% of annual mortgage interest paid, providing ongoing tax savings for the life of t...
State program allowing seniors age 62+, blind, or disabled homeowners with household income under $51,762 and at least 4...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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34 programs are currently listed for Concord, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Concord, 21 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.