Cabarrus County HOME Investment Partnerships

Cabarrus County Community Development (HUD HOME)

Available Home Repair

About This Program

Cabarrus County HOME Investment Partnerships is available to homeowners in Concord, NC.

Federal HOME program funds administered by Cabarrus County for substantial rehabilitation of owner-occupied homes. Provides forgivable loans for major repairs to low-income homeowners. Affordability period applies; loan forgiven if owner remains in home and maintains compliance.

Forgivable loan amount varies by scope of work; typical rehabilitation loan shown

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Concord, NC, you can stack it with local programs like these:

Key Details

  • Forgivable loan for major home rehabilitation
  • Income at or below 80% AMI
  • Owner-occupied homes in Cabarrus County
  • Affordability period applies
  • Covers structural, roofing, major systems

How to Apply

Get free help applying Visit Official Program Page Track this program

(704) 920-1670

A grant-savvy contractor in Concord, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Concord early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted subject to annual funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Cabarrus County HOME Investment Partnerships provide in Concord, NC?

Varies by project, up to $50,000.

Who qualifies for Cabarrus County HOME Investment Partnerships in Concord?

Cabarrus County HOME Investment Partnerships is open to homeowners in Concord, NC. It prioritizes low-income households.

How do I apply for Cabarrus County HOME Investment Partnerships in Concord, NC?

Apply directly with Cabarrus County Community Development (HUD HOME) using the official program link on this page or call (704) 920-1670. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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