THDA Homeownership Emergency Repair Program

Tennessee Housing Development Agency

Waitlist Emergency Repair

About This Program

THDA Homeownership Emergency Repair Program is available to homeowners in Cookeville, TN.

State-funded emergency repair grant for low-income homeowners in Tennessee facing urgent health and safety issues. Must be owner-occupied and have income at or below 80% AMI. Grant does not require repayment.

Grant covers eligible emergency repairs up to maximum amount

Verified against Tennessee Housing Development Agency's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Cookeville, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 grant for emergency repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Covers urgent health and safety issues
  • Currently waitlisted, applications paused

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 815-2200

A grant-savvy contractor in Cookeville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cookeville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently waitlisted, check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can THDA Homeownership Emergency Repair Program provide in Cookeville, TN?

Up to $10,000 grant.

Who qualifies for THDA Homeownership Emergency Repair Program in Cookeville?

THDA Homeownership Emergency Repair Program is open to homeowners in Cookeville, TN. It prioritizes low-income households.

How do I apply for THDA Homeownership Emergency Repair Program in Cookeville, TN?

Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Cookeville, TN contractors

Find More Programs in Cookeville, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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