Texas Bootstrap Loan Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Texas Bootstrap Loan Program is available to homeowners in Corpus Christi, TX.

Very low-interest construction loan for very low-income Texans in eligible rural areas to provide their own labor (sweat equity) to build or substantially rehabilitate their home. Administered by regional non-profit organizations.

Construction loan amount based on project scope with sweat equity

Verified against Texas Department of Housing and Community Affairs's official page on 2026-06-17.

Data last verified 2026-05-25. How we verify our data.

In Corpus Christi, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Construction loans up to $35,000
  • Very low income required (60% AMI or below)
  • Must provide sweat equity/own labor
  • Very low interest rate (3%)
  • Eligible rural areas only

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 475-3800

A grant-savvy contractor in Corpus Christi, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Corpus Christi early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications through regional administrators

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Texas Bootstrap Loan Program provide in Corpus Christi, TX?

Up to $45,000.

Who qualifies for Texas Bootstrap Loan Program in Corpus Christi?

Texas Bootstrap Loan Program is open to homeowners in Corpus Christi, TX. It prioritizes low-income households.

How do I apply for Texas Bootstrap Loan Program in Corpus Christi, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Corpus Christi, TX contractors

Find More Programs in Corpus Christi, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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