Kentucky Homestead Exemption

Kenton County PVA / Kentucky Dept. of Revenue

Available Property Tax Relief

About This Program

Kentucky Homestead Exemption is available to homeowners in Covington, KY.

Property tax exemption for qualifying Kentucky homeowners who are 65 or older, totally disabled, or surviving spouse of military member killed in action. Exempts up to $40,500 of property value from taxation if household income is below threshold.

Estimated annual property tax savings based on exemption of $40,500 assessed value

Verified against Kenton County PVA / Kentucky Dept. of Revenue's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Covington, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Property tax exemption for seniors 65+
  • Also for totally disabled homeowners
  • Exempts up to $40,500 of property value
  • Income limit: $37,480 gross (2024)
  • Apply with Kenton County PVA by December 31

How to Apply

Get free help applying Visit Official Program Page Track this program

(859) 392-1750

A grant-savvy contractor in Covington, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply by December 31 annually

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for Kentucky Homestead Exemption in Covington?

Kentucky Homestead Exemption is open to homeowners in Covington, KY. It prioritizes low-income households. It serves seniors.

How do I apply for Kentucky Homestead Exemption in Covington, KY?

Apply directly with Kenton County PVA / Kentucky Dept. of Revenue using the official program link on this page or call (859) 392-1750. There is no middleman and no fee. Deadline: Apply by December 31 annually.

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