RIHousing Accessibility Modification Loan

Rhode Island Housing

Available Senior & Disability

About This Program

RIHousing Accessibility Modification Loan is available to homeowners in Cumberland, RI.

Low-interest loan for accessibility modifications to homes for seniors or residents with disabilities. Covers ramps, widened doorways, bathroom modifications, stair lifts, and other ADA-compliant improvements.

Low-interest loan up to $15,000; monthly payment varies by term and rate

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Cumberland, RI, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $15,000
  • For seniors or residents with disabilities
  • Covers ramps, bathroom mods, stair lifts
  • Income at or below 100% AMI
  • Flexible repayment terms

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 450-1300

A grant-savvy contractor in Cumberland, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cumberland early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can RIHousing Accessibility Modification Loan provide in Cumberland, RI?

Up to $15,000 low-interest loan.

Who qualifies for RIHousing Accessibility Modification Loan in Cumberland?

RIHousing Accessibility Modification Loan is open to homeowners in Cumberland, RI. It serves seniors.

How do I apply for RIHousing Accessibility Modification Loan in Cumberland, RI?

Apply directly with Rhode Island Housing using the official program link on this page or call (401) 450-1300. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Cumberland, RI contractors

Find More Programs in Cumberland, RI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs