City of Dallas Homebuyer Assistance Program (DHAP)

City of Dallas / BCL of Texas (program administrator)

Available Home Repair

About This Program

DHAP provides forgivable deferred-payment down payment assistance of up to $60,000 (High Opportunity areas) or $50,000 (standard areas) to first-time homebuyers in the City of Dallas at or below 80% AMI. The loan carries no interest and requires no monthly payment, with forgiveness tied to residency during the affordability period. BCL of Texas became program administrator in February 2026.

Zero-interest deferred loan forgiven over the affordability period. Minimum $1,000 cash investment by applicant required.

Data last verified 2026-04-03. How we verify our data.

In Dallas, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $60,000 DPA in High Opportunity census tracts
  • Up to $50,000 DPA in standard areas
  • Zero interest, no monthly payments, forgivable over time
  • Must be at or below 80% AMI; minimum $1,000 cash investment
  • Now administered by BCL of Texas, monitor bcloftexas.org

How to Apply

Get free help applying Visit Official Program Page Track this program

214-688-7456

A grant-savvy contractor in Dallas, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Dallas early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Not currently accepting applications, monitor bcloftexas.org for reopening

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