OHFA Grants for Grads, Recent Graduate Down Payment Assistance

Ohio Housing Finance Agency (OHFA)

Available Home Repair

About This Program

OHFA Grants for Grads, Recent Graduate Down Payment Assistance is available to homeowners in Dayton, OH.

Discounted mortgage rate plus down payment assistance for Ohio residents who graduated within the last 18 months with an associate's, bachelor's, master's, doctorate, or post-graduate degree. DPA forgiven after 5 years of Ohio residency. Incentive for graduates to stay and buy in Ohio. First-time homebuyer status required. Income and purchase price limits apply.

Graduated in last 18 months; first-time homebuyer

Official source site checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Dayton, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Graduated in last 18 months from accredited institution
  • Down payment assistance: 3% (conventional) or 3.5% (FHA/VA/USDA)
  • DPA forgiven after 5 years of Ohio residency
  • Discounted mortgage interest rate included
  • First-time homebuyer status required | 888-362-6432

How to Apply

Get free help applying Visit Official Program Page Track this program

888-362-6432

A grant-savvy contractor in Dayton, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Dayton early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through OHFA-approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can OHFA Grants for Grads, Recent Graduate Down Payment Assistance provide in Dayton, OH?

3% (conventional) / 3.5% (govt) DPA, forgiven after 5 years.

Who qualifies for OHFA Grants for Grads, Recent Graduate Down Payment Assistance in Dayton?

OHFA Grants for Grads, Recent Graduate Down Payment Assistance is open to homeowners in Dayton, OH.

How do I apply for OHFA Grants for Grads, Recent Graduate Down Payment Assistance in Dayton, OH?

Apply directly with Ohio Housing Finance Agency (OHFA) using the official program link on this page or call 888-362-6432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Dayton, OH contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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