Ohio Homestead Exemption

State of Ohio / Montgomery County Auditor

Available Home Repair

About This Program

Ohio Homestead Exemption is available to homeowners in Dayton, OH.

Ohio property tax exemption for seniors (65+) and totally/permanently disabled homeowners. Exempts $28,000 of home market value from property taxes (2025). Income limit: Ohio Modified AGI ≤$41,000 for 2025 applications. Grandfathered recipients (received exemption in 2013) are exempt from income testing. Apply at Montgomery County Auditor's office.

Age 65+ or permanently disabled; Ohio MAGI ≤$41,000

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Dayton, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Exempts $28,000 of home value from property tax (2025)
  • Must be age 65+ OR totally and permanently disabled
  • Ohio Modified AGI must be ≤$41,000 (2025 applications)
  • Homestead Hotline: 937-225-4341 | Spanish: 937-496-3260
  • Apply at Montgomery County Auditor, 451 W Third St, Dayton OH 45422

How to Apply

A grant-savvy contractor in Dayton, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Dayton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Form to file: Form DTE 105A (Homestead Exemption Application)

Ohio's Homestead Exemption lowers the property tax on the home of a qualifying senior, disabled person, or surviving spouse by shielding part of the home's market value from tax. You file Form DTE 105A once with your county auditor, and the exemption continues each year.

Steps to apply

  1. Confirm you qualify: age 65 or older during the year, or permanently and totally disabled, or a qualifying surviving spouse, and the home is your principal residence.
  2. Download Form DTE 105A, the Homestead Exemption Application, from the Ohio Department of Taxation.
  3. If you qualify based on disability, also complete Form DTE 105E, the Certificate of Disability.
  4. File the form with your county auditor's office by the deadline.

Documents you will likely need

  • Proof of age (65 or older) or the disability certificate (Form DTE 105E).
  • Proof the home is your principal residence.
  • Your prior-year Ohio income information if an income test applies.
  • The completed Form DTE 105A.

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply by December 31 of the tax year

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Ohio Homestead Exemption provide in Dayton, OH?

$28,000 home value exempted from property tax (2025).

Who qualifies for Ohio Homestead Exemption in Dayton?

Ohio Homestead Exemption is open to homeowners in Dayton, OH. It serves seniors.

How do I apply for Ohio Homestead Exemption in Dayton, OH?

Apply directly with State of Ohio / Montgomery County Auditor using the official program link on this page or call 937-225-4341. There is no middleman and no fee. Deadline: Apply by December 31 of the tax year.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Dayton, OH

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