Illinois Housing Development Authority
IHDA Home Accessibility Program is available to homeowners in Decatur, IL.
Provides forgivable loans to income-qualified Illinois homeowners to make accessibility modifications for household members with disabilities. Covers ramps, widened doorways, accessible bathrooms, handrails, and other ADA-compliant improvements.
Forgivable loan over 5 years of occupancy compliance
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Decatur, IL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Decatur, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Decatur early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
The Illinois Housing Development Authority's Home Repair and Accessibility Program (HRAP) provides up to 40,000 to 45,000 dollars for low-income homeowners to make vital health and safety repairs and accessibility improvements so disabled or mobility-impaired residents can stay in their homes. You apply through a local grantee; demand exceeds funding, so most grantees keep a waitlist.
Steps to apply
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications while funds last
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $25,000 forgivable loan.
IHDA Home Accessibility Program is open to homeowners in Decatur, IL. It prioritizes low-income households.
Apply directly with Illinois Housing Development Authority using the official program link on this page or call (312) 836-5200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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