Find grants, rebates, forgivable loans, and free programs for Dedham, MA, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Dedham, MA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing forgivable loans for major home repairs to income-eligible owner-occupants in Dedham. Loan...
State and locally funded program providing free lead paint hazard removal for Dedham homes built before 1978 with childr...
Grant program for Dedham residents age 60+ for critical home repairs that affect health and safety. Covers accessibility...
CDBG-funded forgivable loan program for accessibility modifications to Dedham homes occupied by persons with disabilitie...
Free home energy assessment for all Dedham residents served by Eversource or National Grid. Includes on-the-spot install...
Mass Save rebate covering 75% of insulation costs for all customers, or 100% for income-eligible households. Covers atti...
Rebate for installation of air-source or ground-source heat pumps in Dedham homes. Covers ductless mini-splits, central ...
Rebates for high-efficiency heating and cooling equipment including furnaces, boilers, central air conditioning, and wat...
Federally funded weatherization program providing free comprehensive energy efficiency improvements to income-eligible D...
Massachusetts Solar Massachusetts Renewable Target (SMART) program provides long-term performance-based incentives for s...
Solar Renewable Energy Credits program allows Dedham solar system owners to earn tradable credits for electricity genera...
Zero-interest loan for income-qualified Dedham residents to install solar photovoltaic systems and battery storage. Loan...
Low-interest loan program for Dedham homeowners needing septic system repair or replacement to meet Title 5 requirements...
Low-interest loan program for Dedham homeowners to repair or replace private water and sewer laterals connecting homes t...
State tax credit equal to 20% of qualified rehabilitation expenses for certified historic homes in Dedham. Property must...
Federal loan and grant program for very low-income homeowners in eligible rural areas near Dedham to repair, improve, or...
Grant for eligible Dedham veterans with certain service-connected disabilities to adapt or purchase a specially adapted ...
Grant for Dedham veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to ada...
Low-interest loan program for Massachusetts homeowners to make accessibility modifications for household members with di...
Affordable home improvement loan for low- and moderate-income Massachusetts homeowners. Covers major repairs, renovation...
Down payment and closing cost assistance for first-time homebuyers in Dedham. MassHousing offers low down payment mortga...
Down payment and closing cost assistance for low- and moderate-income first-time homebuyers in Massachusetts. Grant does...
Free homebuyer education workshops for Dedham residents interested in purchasing a home. Covers the home buying process,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Dedham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Dedham, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.