Volusia County Owner-Occupied Rehabilitation Loan

Volusia County Community Services (HOME/CDBG)

Available Home Repair

About This Program

Volusia County Owner-Occupied Rehabilitation Loan is available to homeowners in Deland, FL.

Forgivable loan program using HOME and CDBG funds for major rehabilitation of owner-occupied homes in Volusia County. Loan forgiven after 10 years of continued owner-occupancy, insurance, and tax compliance. Covers major systems, structural repairs, and code compliance work.

Forgivable loan; no repayment if homeowner maintains occupancy for 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Deland, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Forgiven after 10 years of occupancy compliance
  • Must be owner-occupied in Volusia County
  • Covers structural, systems, code compliance

How to Apply

Get free help applying Visit Official Program Page Track this program

(386) 736-5955

A grant-savvy contractor in Deland, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Deland early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted quarterly; check website for current cycle

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Volusia County Owner-Occupied Rehabilitation Loan provide in Deland, FL?

Forgivable loan up to $35,000.

Who qualifies for Volusia County Owner-Occupied Rehabilitation Loan in Deland?

Volusia County Owner-Occupied Rehabilitation Loan is open to homeowners in Deland, FL. It prioritizes low-income households.

How do I apply for Volusia County Owner-Occupied Rehabilitation Loan in Deland, FL?

Apply directly with Volusia County Community Services (HOME/CDBG) using the official program link on this page or call (386) 736-5955. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Deland, FL contractors

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