Denver HOST Emergency Home Repair Loan

City & County of Denver, Dept. of Housing Stability (HOST)

Available Home Repair

About This Program

Denver HOST Emergency Home Repair Loan is available to homeowners in Denver, CO.

Zero-percent, perpetually deferred emergency loans for Denver homeowners facing urgent health, safety, or structural repair needs. Formerly administered by DURA, this program transferred to HOST on January 1, 2026. Income must be at or below 80% AMI; applicant must own and occupy the property requiring repairs.

0% interest, deferred; repaid only on sale or transfer of the property.

Data last verified 2026-04-03. How we verify our data.

In Denver, CO, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest loan, repaid only at sale or transfer
  • For urgent health, safety, or structural emergencies
  • Must own and occupy a Denver City & County property
  • Income at or below 80% AMI for Denver County
  • Call HOST at 720-913-1534 or email housing@denvergov.org

How to Apply

Get free help applying Visit Official Program Page Track this program

720-913-1534

A grant-savvy contractor in Denver, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Denver early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Denver HOST Emergency Home Repair Loan provide in Denver, CO?

Up to $10,000.

Who qualifies for Denver HOST Emergency Home Repair Loan in Denver?

Denver HOST Emergency Home Repair Loan is open to homeowners in Denver, CO. It prioritizes low-income households.

How do I apply for Denver HOST Emergency Home Repair Loan in Denver, CO?

Apply directly with City & County of Denver, Dept. of Housing Stability (HOST) using the official program link on this page or call 720-913-1534. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Denver, CO contractors

Find More Programs in Denver, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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