New Jersey HomeKeeper Program

NJ Department of Community Affairs

Waitlist Senior & Disability

About This Program

New Jersey HomeKeeper Program is available to homeowners in Deptford, NJ.

Helps low-income seniors remain in their homes by funding necessary repairs and improvements. Provides forgivable loans for health and safety repairs, energy efficiency upgrades, and accessibility modifications. Forgiven after 5 years.

Forgivable loan up to $20,000, forgiven after 5 years of occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Deptford, NJ, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $20,000 for home repairs
  • For seniors 62+ with low income
  • Must be owner-occupied primary residence
  • Covers repairs, weatherization, accessibility
  • Currently on waiting list

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 292-4080

A grant-savvy contractor in Deptford, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Deptford early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Waiting list; check county coordinator

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New Jersey HomeKeeper Program provide in Deptford, NJ?

Up to $20,000 forgivable loan.

Who qualifies for New Jersey HomeKeeper Program in Deptford?

New Jersey HomeKeeper Program is open to homeowners in Deptford, NJ. It prioritizes low-income households. It serves seniors.

How do I apply for New Jersey HomeKeeper Program in Deptford, NJ?

Apply directly with NJ Department of Community Affairs using the official program link on this page or call (609) 292-4080. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Deptford, NJ contractors

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