ION Home Improvement Program

City of Des Moines

Available Home Repair

About This Program

ION Home Improvement Program is available to homeowners in Des Moines, IA.

Forgivable loans ($20K at below 50% AMI) or 50/50 lien funding (up to $40K at 51-80% AMI) for critical home repairs.

Below 80% AMI, Des Moines homeowner

Official program page checked live on 2026-06-22.

Data last verified 2026-06-12. How we verify our data.

In Des Moines, IA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $40,000 in funding
  • For homeowners
  • Income requirement: Under 50% AMI
  • Covers: exterior, windows, major, emergency, accessibility
  • Applications open annually

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Des Moines, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Des Moines early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications open annually

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can ION Home Improvement Program provide in Des Moines, IA?

Up to $40,000.

Who qualifies for ION Home Improvement Program in Des Moines?

ION Home Improvement Program is open to homeowners in Des Moines, IA. It prioritizes low-income households.

How do I apply for ION Home Improvement Program in Des Moines, IA?

Apply directly with City of Des Moines using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Des Moines, IA contractors

Find More Programs in Des Moines, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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