State of Michigan, Treasury
Michigan Homestead Property Tax Credit is available to homeowners and renters in Detroit, MI.
Credit for Michigan homeowners and renters when property taxes exceed 3.5% of household income. For 2025, maximum credit is $1,900. Seniors (65+) are entitled to up to 100% of the excess. Seniors may claim up to 4 years retroactively. This cash reduces the effective burden of property taxes, freeing money for home repairs. File Form MI-1040CR with your state taxes.
When property taxes exceed 3.5% of income
Data last verified 2026-04-01. How we verify our data.
In Detroit, MI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Detroit, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Detroit early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Form to file: Form MI-1040CR (Homestead Property Tax Credit Claim)
Michigan gives homeowners and renters a credit when their property tax (or a share of rent) is high relative to their total household resources. You claim it on Form MI-1040CR, filed with your Michigan income tax return or on its own if you are not required to file. Homes with a taxable value above the annual limit do not qualify, and you have up to four years to file a claim.
Steps to apply
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: File with annual Michigan tax return (April 15); seniors may file up to 4 years back
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $1,900 credit.
Michigan Homestead Property Tax Credit is open to homeowners and renters in Detroit, MI. It has no income limit. It serves seniors.
Apply directly with State of Michigan, Treasury using the official program link on this page or call 517-636-4486. There is no middleman and no fee. Deadline: File with annual Michigan tax return (April 15); seniors may file up to 4 years back.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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