Wayne Metro CHIP Program

Wayne Metro Housing Authority / Wayne County

Available Home Repair

About This Program

Wayne Metro CHIP Program is available to homeowners in Detroit, MI.

Community Housing Impact & Preservation (CHIP) Program provides grants and forgivable loans for home rehabilitation. Income thresholds: individuals up to $48,900, families of four up to $69,850. Rehabilitation grants up to $75,000 as a 3-year deferred loan (forgiven proportionally each year). Emergency repair grants cover single urgent projects like leaking roofs, heating systems. Also serves landlords who commit to temporary rent controls.

Individual under $48,900 or family of 4 under $69,850

Official source site checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Detroit, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $75,000 for home rehabilitation
  • Emergency grants for roofs, heating, septic
  • Individual income limit $48,900; family of 4 limit $69,850
  • 3-year deferred loan, forgiven proportionally over time
  • Contact Wayne Metro for current availability

How to Apply

Get free help applying Visit Official Program Page Track this program

313-388-9799

A grant-savvy contractor in Detroit, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Detroit early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling while funds available, contact Wayne Metro

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Wayne Metro CHIP Program provide in Detroit, MI?

Up to $75,000 for rehabilitation.

Who qualifies for Wayne Metro CHIP Program in Detroit?

Wayne Metro CHIP Program is open to homeowners in Detroit, MI.

How do I apply for Wayne Metro CHIP Program in Detroit, MI?

Apply directly with Wayne Metro Housing Authority / Wayne County using the official program link on this page or call 313-388-9799. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Detroit, MI contractors

Find More Programs in Detroit, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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