Wayne County HOME Program

Wayne County / HUD HOME

Available Home Repair

About This Program

Wayne County HOME Program is available to homeowners in Detroit, MI.

Wayne County administers HUD HOME Investment Partnerships Program funds for housing rehabilitation for low-income homeowners in Wayne County (outside Detroit city). The HOME program provides up to $75,000 in deferred (3-year) loan assistance for home rehabilitation. Up to $12,500 in emergency repair grants for health and safety issues. Income at or below 80% AMI. Note: Detroit city residents are served by City of Detroit programs separately.

Wayne County (outside Detroit city); below 80% AMI

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

This is a national program. In Detroit, MI, you can stack it with local programs like these:

Key Details

  • Up to $75,000 for home rehabilitation (Wayne County residents)
  • Up to $12,500 emergency repair grants
  • Below 80% AMI; 3-year deferred loan, forgiven over time
  • Emergency grants cover roofs, heating, safety hazards
  • Note: Detroit city residents use City programs instead

How to Apply

Get free help applying Visit Official Program Page Track this program

313-224-0435

A grant-savvy contractor in Detroit, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Detroit early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact Wayne County Economic Development

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Wayne County HOME Program provide in Detroit, MI?

Up to $75,000 (rehabilitation).

Who qualifies for Wayne County HOME Program in Detroit?

Wayne County HOME Program is open to homeowners in Detroit, MI. It prioritizes low-income households.

How do I apply for Wayne County HOME Program in Detroit, MI?

Apply directly with Wayne County / HUD HOME using the official program link on this page or call 313-224-0435. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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