Florida State Housing Initiatives Partnership (SHIP)

Florida Housing Finance Corporation

Available Home Repair

About This Program

Florida State Housing Initiatives Partnership (SHIP) is available to homeowners in Doral, FL.

State-funded program administered locally by Miami-Dade County to provide home rehabilitation assistance to low- and moderate-income families. Loans are forgivable after a compliance period of continued occupancy.

Forgivable loan, no repayment if you maintain occupancy during compliance period

Data last verified 2026-06-09. How we verify our data.

In Doral, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $75,000 for rehabilitation
  • Income up to 140% AMI may qualify
  • Must be owner-occupied in Miami-Dade County
  • Forgiven after compliance period
  • Administered by Miami-Dade County

How to Apply

A grant-savvy contractor in Doral, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Doral early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact Miami-Dade County for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida State Housing Initiatives Partnership (SHIP) provide in Doral, FL?

Up to $75,000 forgivable loan.

Who qualifies for Florida State Housing Initiatives Partnership (SHIP) in Doral?

Florida State Housing Initiatives Partnership (SHIP) is open to homeowners in Doral, FL.

How do I apply for Florida State Housing Initiatives Partnership (SHIP) in Doral, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (786) 469-2100. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Doral, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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