Florida SHIP Home Repair Program

Florida Housing Finance Corporation / Pinellas County

Available Home Repair

About This Program

Florida SHIP Home Repair Program is available to homeowners in Dunedin, FL.

State Housing Initiatives Partnership program providing affordable housing repair loans and grants through Pinellas County. Assists low- to moderate-income homeowners with critical home repairs including hurricane hardening, roofing, and structural work.

Loan or deferred payment loan based on income; some forgiveness available

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Dunedin, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Repair loans up to $50,000 for owner-occupied homes
  • Income at or below 140% of area median income
  • Covers critical repairs and hurricane hardening
  • Deferred payment loan with forgiveness options
  • Must be Pinellas County resident

How to Apply

Get free help applying Visit Official Program Page Track this program

(727) 464-8210

A grant-savvy contractor in Dunedin, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Dunedin early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to annual funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida SHIP Home Repair Program provide in Dunedin, FL?

Up to $50,000 for repairs.

Who qualifies for Florida SHIP Home Repair Program in Dunedin?

Florida SHIP Home Repair Program is open to homeowners in Dunedin, FL.

How do I apply for Florida SHIP Home Repair Program in Dunedin, FL?

Apply directly with Florida Housing Finance Corporation / Pinellas County using the official program link on this page or call (727) 464-8210. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Dunedin, FL contractors

Find More Programs in Dunedin, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs