North Carolina Homeowner Assistance Fund

NC Housing Finance Agency / U.S. Treasury

Available Home Repair

About This Program

North Carolina Homeowner Assistance Fund is available to homeowners in Durham, NC.

Federal HAF program providing mortgage payment assistance, property tax/insurance payment help, and home repair assistance to homeowners experiencing financial hardship due to COVID-19. Income must be at or below 150% area median income.

Average assistance package for mortgage and housing cost arrears

Data last verified 2026-05-25. How we verify our data.

In Durham, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $40,000 in assistance
  • Mortgage, taxes, insurance help
  • COVID-19 financial hardship required
  • Income up to 150% AMI
  • Applications open through Dec 2025

How to Apply

Get free help applying Visit Official Program Page Track this program

(888) 562-5945

A grant-savvy contractor in Durham, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Durham early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications open through December 2025

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can North Carolina Homeowner Assistance Fund provide in Durham, NC?

Up to $40,000 assistance.

Who qualifies for North Carolina Homeowner Assistance Fund in Durham?

North Carolina Homeowner Assistance Fund is open to homeowners in Durham, NC.

How do I apply for North Carolina Homeowner Assistance Fund in Durham, NC?

Apply directly with NC Housing Finance Agency / U.S. Treasury using the official program link on this page or call (888) 562-5945. There is no middleman and no fee. Deadline: Applications open through December 2025.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Durham, NC contractors

Find More Programs in Durham, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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