Minnesota Housing Finance Agency Rehabilitation, Eagan, MN

Q: How do I apply for Minnesota Housing Finance Agency Rehabilitation Loan Program in Eagan, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call (651) 296-7608. There is no middleman and no fee.

About This Program

Minnesota Housing Finance Agency Rehabilitation Loan Program is available to homeowners in Eagan, MN.

Provides deferred, low-interest loans to help income-eligible Minnesota homeowners make necessary repairs and improvements to their homes. The loan is deferred with no monthly payments, and may be forgivable under certain conditions.

Loan covers eligible rehabilitation costs up to maximum, deferred repayment

Verified against Minnesota Housing Finance Agency's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Eagan, MN, you can combine this program with other local help to cut your cost:

FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs

Key Details

Deferred loan up to $50,000 for home repairs
Income limits apply (typically up to 115% AMI)
No monthly payments, deferred until sale or refinance
Must be owner-occupied primary residence
Covers major systems and structural repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(651) 296-7608

A grant-savvy contractor in Eagan, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Eagan early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
A government-issued photo ID for every owner on title.
Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
A written estimate from a licensed contractor for the work (many programs require this to apply).
A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
Photos of the problem area or the work to be done.
The program's own application form, completed (use the official link or phone number on this page).

Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Minnesota Housing Finance Agency Rehabilitation Loan Program

About This Program

Key Details

How to Apply

Your application paperwork

Questions about this program?

Frequently asked questions

Need a Contractor for This Grant?

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