Maryland Home Improvement Program (MHIP)

Maryland Department of Housing and Community Development

Available Senior & Disability

About This Program

Maryland Home Improvement Program (MHIP) is available to homeowners in Easton, MD.

Low-interest loan program for Maryland homeowners to make accessibility modifications and home repairs. Priority for seniors and persons with disabilities. Interest rates as low as 3% with up to 20-year terms.

Low-interest loan estimate for accessibility modifications; actual amount varies by project

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Easton, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans for accessibility modifications
  • Rates as low as 3%, up to 20-year terms
  • Up to $20,000 available
  • Income up to 115% of area median
  • Priority for seniors and persons with disabilities

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 638-7781

A grant-savvy contractor in Easton, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Easton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Maryland Home Improvement Program (MHIP) provide in Easton, MD?

Up to $20,000 loan.

Who qualifies for Maryland Home Improvement Program (MHIP) in Easton?

Maryland Home Improvement Program (MHIP) is open to homeowners in Easton, MD. It serves seniors.

How do I apply for Maryland Home Improvement Program (MHIP) in Easton, MD?

Apply directly with Maryland Department of Housing and Community Development using the official program link on this page or call (800) 638-7781. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Easton, MD contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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