Maryland Home Improvement Loan Program

Maryland Department of Housing and Community Development

Available Home Repair

About This Program

Maryland Home Improvement Loan Program is available to homeowners in Edgewood, MD.

Provides low-interest home improvement loans to moderate-income homeowners in Maryland for necessary repairs and improvements. Interest rates are below market rate with flexible repayment terms.

Low-interest loan amount based on project scope and creditworthiness

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Edgewood, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $20,000
  • Income at or below 115% AMI preferred
  • Below-market interest rates
  • Flexible repayment terms available
  • For necessary home repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 756-0119

A grant-savvy contractor in Edgewood, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Edgewood early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Maryland Home Improvement Loan Program provide in Edgewood, MD?

Low-interest loan up to $20,000.

Who qualifies for Maryland Home Improvement Loan Program in Edgewood?

Maryland Home Improvement Loan Program is open to homeowners in Edgewood, MD.

How do I apply for Maryland Home Improvement Loan Program in Edgewood, MD?

Apply directly with Maryland Department of Housing and Community Development using the official program link on this page or call (800) 756-0119. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Edgewood, MD contractors

Find More Programs in Edgewood, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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