CalHFA Accessory Dwelling Unit (ADU) Financing

California Housing Finance Agency

Available Home Repair

About This Program

CalHFA Accessory Dwelling Unit (ADU) Financing is available to homeowners in El Paso de Robles, CA.

Provides down payment assistance for homeowners building an Accessory Dwelling Unit (ADU) on their property in Paso Robles. Loan is deferred and forgiven after three years if borrower remains in primary residence.

Deferred loan forgiven after 3 years; must be used for ADU construction or conversion

Data last verified 2026-06-09. How we verify our data.

In El Paso de Robles, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $40,000 deferred loan for ADU construction
  • Available to moderate-income homeowners
  • Loan forgiven after 3 years of occupancy
  • Must be combined with CalHFA first mortgage
  • Supports ADU construction or conversion

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in El Paso de Robles, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in El Paso de Robles early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CalHFA Accessory Dwelling Unit (ADU) Financing provide in El Paso de Robles, CA?

Up to $40,000 deferred loan.

Who qualifies for CalHFA Accessory Dwelling Unit (ADU) Financing in El Paso de Robles?

CalHFA Accessory Dwelling Unit (ADU) Financing is open to homeowners in El Paso de Robles, CA.

How do I apply for CalHFA Accessory Dwelling Unit (ADU) Financing in El Paso de Robles, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse El Paso de Robles, CA contractors

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